Come together with the global Drupal community in Rotterdam, 28 Sept – 1 Oct 2026. Sessions, contribution, connection, and Early Bird savings until 8 June.Fincra Module reports errors for USD and other foreign currencies
Add product , check out with commerce module and make payment with Fincra Module in USD, fINCRA MODULE RETURNS error: 400
More details below:
Commerce Payment:
Unable to initialize payment with Fincra. Please try again or contact customer support.
Commerce Fincra:
Fincra checkout error: Client error: `POST https://api.fincra.com/checkout/payments` resulted in a `400 Bad Request` response: {"message":"bank_transfer is not available for USD","error":"Bad Request","statusCode":400}
Commerce Fincra:
Fincra Payload: {"reference":"899a8a62-039d-42ee-a605-08e1a169b5bb-1777824433","amount":105,"currency":"USD","customer":{"name":"xxxUser Site","email":"info@website.com"},"feeBearer":"business","redirectUrl":"https:\/\/website.com\/checkout\/626\/payment\/return","cancelUrl":"https:\/\/website.com\/checkout\/626\/payment\/cancel","paymentMethods":["card","bank_transfer"],"defaultPaymentMethod":"card"}
Comments
Comment #2
i-trokhanenkoThe error message clearly indicates that the issue is coming directly from Fincra’s API: "bank_transfer is not available for USD".
In your payload, you're sending both payment methods: "paymentMethods":["card","bank_transfer"]
At this point, I’d recommend confirming this directly with Fincra support. According to their documentation, bank transfer should be supported for USD, so this might be:
As a quick workaround, you can try removing "bank_transfer" from the paymentMethods array for USD transactions and keep only "card" - this should allow the payment initialization to go through.
But to properly resolve the root cause, it’s best to open a ticket with Fincra support and ask why bank_transfer is being rejected for USD in your case.
Comment #3
i-trokhanenko