Write a path for default image instead of uploading an image

As far as I know the only way to use a default image for a image field is by uploading one. This functionality is great for user that only use one site environment or don't do any development/style work on their site, but when you are working with a team and use a local, development, stage, and production environment and keep all your configuration into features, the option of uploading a file is pointless.

I rather see something similar to what is happening under the account settings (/admin/config/people/accounts) where you actually can specify a path for your default image. Or even better a combination of both, something like this:

/**
 * Implements hook_field_settings_form().
 */
function image_field_settings_form($field, $instance) {
  $defaults = field_info_field_settings($field['type']);
  $settings = array_merge($defaults, $field['settings']);

  $scheme_options = array();
  foreach (file_get_stream_wrappers(STREAM_WRAPPERS_WRITE_VISIBLE) as $scheme => $stream_wrapper) {
    $scheme_options[$scheme] = $stream_wrapper['name'];
  }
  $form['uri_scheme'] = array(
    '#type' => 'radios',
    '#title' => t('Upload destination'),
    '#options' => $scheme_options,
    '#default_value' => $settings['uri_scheme'],
    '#description' => t('Select where the final files should be stored. Private file storage has significantly more overhead than public files, but allows restricted access to files within this field.'),
  );

  // When the user sets the scheme on the UI, even for the first time, it's
  // updating a field because fields are created on the "Manage fields"
  // page. So image_field_update_field() can handle this change.
  $form['default_image'] = array(
    '#type' => 'fieldset',
    '#title' => t('Default image'),
    '#description' => t('If no image is uploaded, this image will be shown on display. If "Specific path" field is not empty then this value will be used even if a file has been uploaded in the other field.'),
  );
  
  $form['default_image']['upload_file'] = array(
    '#title' => t('Upload file'),
    '#type' => 'managed_file',
    '#default_value' => $field['settings']['default_image'],
    '#upload_location' => $settings['uri_scheme'] . '://default_images/',
  );

  $form['default_image']['set_path'] = array(
    '#title' => t('Specific path'),
    '#type' => 'textfield',
    '#default_value' => ($field['settings']['default_image'] != 0) ? $field['settings']['default_image'] : '',
  );

  return $form;
}

If I work on this approach for Drupal 7 there is any chance that get accepted?

For sure I'm not the only one that has run into this problem, and we have talked about using a form alter to archive this but then we would have to do the same on every project we work on; then the next question is, is there a module out there that does this?

Thanks a lot for your help.