User can't see own unpublished content in content overview

Yes.

Reproducing the issue:

1) Install Drupal 7.23, References 7.x-2.1 and Node Access User Reference 7.x-3.10
2) Create user "test" with role "authenticated user"
3) Add permissions to "authenticated user":

• Access the content overview page
• View own unpublished content
• Article: Create new content
• Article: Edit own content
• Article: Delete own content
• Use the administration toolbar

4) Rebuild Permissions
5) Login as "test", create Article
6) Login as admin and set article to unpublished
7) Login as "test" and see that the article can't be found in content overview
8) Login as admin and disable Node Access User Reference
9) Login as "test" and see that the articles is there now