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This is a generic banklink payment gateway for drupal Commerce 2.x.

Banklink payments are most widely used in the Baltics and parts of the Scandinavia and being adopted elsewhere in Europe.

For banklink payment the merchant and the bank have their own RSA key pairs and have shared their respective public keys. Both sign any outgoing payment request or response with their private key, so the other party can verify it's validity.

It's an offsite payment, where the user gets redirected to their online banking special payment request site, where all the data and payment information is already sent ahead, they log into their online bank and confirm the payment request. The payment is instant and the user will be redirected back to the merchant.

In this first version we have the main Estonian banklink payment gateways covered. In a later release, we'll be providing a generic gateway option that will allow for configuring most iPizza banklink payments.

This module is being developed independently without any association or sponsoring from any of the banks.

Coverage

The current version covers 6 Estonian banks:

Danske Bank - https://www.danskebank.ee/en/25672.html

Krediidipank - http://krediidipank.ee/ariklient/igapaevapangandus/pangalink/index.html (Only in Estonian)

LHV - https://www.lhv.ee/en/bank-link

Nordea - http://www.nordea.ee/Corporate+customers/Daily+banking/Collection+of+payment/E-payment/798312.html
Nordea also has a testing environment set up, for which instructions can be found here: http://www.nordea.ee/sitemod/upload/root/content/nordea_ee_uk/eeen_corporate/eeen_co_igapaevapangandus_pr/maksete_kogumine/IPizza_test_ENG.pdf

SEB - http://www.seb.ee/eng/business/everyday-banking/collection-payments/collection-payments-internet#bank-link

Swedbank - https://www.swedbank.ee/business/cash/ecommerce/ecommerce

Coming up

Bank payments for Latvia, Lithuania, Finland, Sweden

Other expansions to be planned following the initial milestone success.

Project information

Releases