Give the gift of Drupal. All merchandise is 50% off through 2016.
The issue I was having is when you set up Administer Users by Role it changed Content Profile links edit location to "/user/0" (only after I clicked the link, not when hovering over the link) for editing Content Profiles which I think is the admin. There seems to be something going on here where it is blocking the user from editing his/hers own content.
When I remove Administer Users by Role module everything goes back to the way it was (being able to edit your own profile content).
Maybe I missed something I don't know.