--- image-insert-image.tpl.php.orig	2011-02-16 09:41:35.000000000 -0600
+++ image-insert-image.tpl.php	2011-02-16 10:27:37.000000000 -0600
@@ -21,4 +21,9 @@
  * - __description__: A description of the image, sometimes used as a caption.
  */
 ?>
-<img src="<?php print $url ?>" alt="__alt__" title="__title__" class="image-<?php print $style_name ?><?php print $class ? ' ' . $class : '' ?>" />
+<?php if (!isset($item['uri'])): ?>
+  <?php $item['uri'] = file_load($item['fid'])->uri ?>
+<?php endif ?>
+<a href="<?php print insert_create_url($item['uri']) ?>">
+  <img src="<?php print $url ?>" alt="__alt__" title="__title__" class="image-<?php print $style_name ?><?php print $class ? ' ' . $class : '' ?>" />
+</a>