diff --git a/commerce_cod.module b/commerce_cod.module
index 4e82fb8..70b865d 100644
--- a/commerce_cod.module
+++ b/commerce_cod.module
@@ -114,9 +114,11 @@ function commerce_cod_settings_form($settings = NULL) {
 function commerce_cod_submit_form($payment_method, $pane_values, $checkout_pane, $order) {
   $form = array();
 
-  $form['commerce_cod_description'] = array(
-    '#markup' => $payment_method['settings']['information']
-  );
+  if (!empty($payment_method['settings']['information'])) {
+    $form['commerce_cod_description'] = array(
+      '#markup' => $payment_method['settings']['information']
+    );
+  }
   
   // Need to create a dummy value to solve http://drupal.org/node/1230666
   // Probably an issue in the main commerce module